Our credit experts will coach you on the following:
- How to build great credit
- How to efficiently raise your credit score
- How to responsibly use and maintain credit
- How to consistently increase and maintain a good credit score once it is established
How Does Credit Repair Work?
You have the right to dispute anything on your credit report that appears to be inaccurate, outdated, erroneous or unverifiable…that’s the law.
All creditors are obligated to prove the information on your credit report is accurate and correct any and all violations of the law.
If a creditor is unable to perform under the strict guidelines of the law, they must remove the account from your credit report.
All Credit Reports Contain Violations, Including Yours.
You have the right to dispute anything on your credit report that appears to be inaccurate, outdated, erroneous or unverifiable…that’s the law.
All creditors are obligated to prove the information on your credit report is accurate and correct any and all violations of the law.
If a creditor is unable to perform under the strict guidelines of the law, they must remove the account from your credit report.
Reporting agents must meet strict legal guidelines
What if items on your report are yours?
Even derogatory events that belong to you must meet strict legal guidelines. Just because something is added to your credit report doesn’t mean it complies with the law. If the creditor can’t verify the account and correct the errors it’s on your account illegally.
Illegal items must be deleted - No ifs, ands or buts.
When our team of seasoned FICO Pros, paralegals and dispute processors examine your credit report we’ll identify the violations and create a detailed written dispute on your behalf.
To make it challenging for the creditor we’ll provide them with the specific state or federal law they’re violating, why they must remove the item, and the legal consequences established by case law if they don’t respond immediately.
Many of our clients see a significant improvement in their credit report and score within 90 to 180 days!
Your credit can be fixed in months...NOT years
We dispute all of your items at once. Nearly all credit repair companies charge an ongoing monthly fee even if they don’t delete a single item.
They dispute only two or three items per month dragging your credit repair out for years to keep you paying. We don’t do that.
No Monthly Repair Fee
You pay only for the items we delete or repair! This is virtually unheard of in the credit repair industry where customers are charged ongoing monthly fees with no idea how much their repair will cost and when it will be finished.
High Success Rate
- Our unique Paid On Performance system combined with disputing all your items at once delivers two amazing results.
- A 52% to 71% average deletion and repair rate which can be twice as high as our competitors.
- Most clients are finished within 90 to 180 days.
The Paid on Performance Credit Repair Company
Pay only for items removed
from your credit report
Unlike other credit repair companies that charge a monthly fee and only challenge a few items each month – We dispute ALL your items the first month.
